All local and global statistics are pointing towards a big leap in online spending. Reports have also said banks and other financial institutions are working overtime to make transactions that take place on the Internet more and more secure.

The bad news is that criminals must be working hard as well on getting a piece of the booming business. It's a new battlefield where anyone can outwit anyone, regardless of manpower, equipment and penalties. The younger generation is using credit cards or phone applications regularly for online purchases. Even the older generation is finding it harder to avoid technological transactions, tempted by the goods they see on Web pages or the ability to transfer money to and from their accounts at the click of a button.