What Income Reduces Social Security Benefits

Social Security is a government run organization that benefits millions of Americans. It helps citizens financially by easing the difficulties of their disabilities that impede their ability to earn sufficient wages. However, with such a large system, it can be tricky to be entirely and accurately informed on how it operates. In addition, your disability case may be unique, resulting in exceptions to the set general guidelines. So if you’re thinking about applying for Social Security Disability Insurance because of a mental or physical impairment, you should be as informed as possible. In that case, there are a few pieces of information that you should know.

When it comes to receiving disability benefits, a multitude of factors contribute to your earnings. In addition, you may be unaware, but your disability benefits can actually get reduced depending on your income; this term is known as social security income limits. This is especially important for those who rely heavily on benefits from the government, since the slightest change in income can be detrimental to the quality of your life.

In order to receive disability benefits, it’s important to be mindful of the social security income limits that the government regulates. If you earn less than $1,170 per month, you may qualify for social security disability insurance. In addition, if you’re legally blind, this number increases to $1,950 per month. However, if you exceed this fixed social security income limit, then your disability benefits may get reduced. Of course, there are exceptions to every rule, but this is the standard guideline that the Social Security Administration operates from.

Now that you’re aware of the social security income limits and meet this requirement, how do you begin to apply for disability benefits?

If you have all of the proper documentation available, the quickest and easiest way to apply for disability benefits is online by visiting the Social Security Administration’s website at www.ssa.gov. This reduces the trouble of having to drive into a Social Security office and meet with a representative in person, as this task may be quite cumbersome due to your disability. The next step is to review the Adult Disability Checklist. This checklist will inform you about the various information that you need before you can begin the application. This includes birth and citizenship information, marriage status, employment history and your medical history and records.

Once you’ve gathered the appropriate information, you can now begin the Disability Benefit application. This process can range anywhere from one to two hours. As a result, if you need to take a few breaks in between, you can save your application and resume at a later time when applying online. This application will ask you detailed questions, requesting that you provide an in depth summary of your financial situation and the severity of your disability. Once you’ve completed the application from the comfort of your home, the Social Security Administration will go over your application and may request additional information if they need further documentation. After this has been completed, your application will be processed and a decision regarding your social security disability insurance will be mailed to you.

If you meet the requirements for social security disability insurance and are in a financial bind, then you applying for disability benefits may be the assistance you need. Everyday the government helps millions of hard working citizens like you, whose health and mental conditions have prevented them from earning sufficient wages. You can apply for disability by yourself, or if the process is overwhelming or you’re unsure if you have the proper information needed to apply, call us at Clauson Law Office today.