Instarem: Send money overseas

4.4
8.59K reviews
100K+
Downloads
Content rating
Everyone
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About this app

💸 Send money abroad easily at great exchange rates | Fast & secure money transfer
Over 1 million customers joined Instarem since 2014 for fast and simple international money transfers.

We’re a part of the fintech unicorn, Nium, and we simplify the way you send money overseas.
🌎✨ You can use our app to transfer money to 60+ countries with excellent foreign exchange rate and low fees, track your money transfer, and earn rewards. Now that’s what we call Money Simple.

Whether you need to support your family back home or are a small business looking to pay your vendors overseas, we’ve got you covered. Instarem is truly one of the best money transfer app.

What sets us apart from other digital money transfer services is our technology – it’s smarter, faster, and more reliable. Just a few taps on your mobile phone and you can send money wherever it needs to be. That’s not all, with our competitive currency conversion rates, low fees and rewards, you can be sure to get the best value for money.

🚀Download our fast and secure remittance app and enjoy its benefits:

➢ Send money internationally on the go.
➢ Usually instant money transfer or same-day money transfer.
➢ Safe and secure app licensed and regulated in 11 countries.
➢ Bank-beating foreign exchange rate and minimal fees.
➢ Special offer on your first money transfer.
➢ No unfair hidden charges incurred as with most banks.
➢ No fees to receive money.
➢ Multiple pay-out and payments options for international money transfer.
➢ Transfer tracking for complete peace of mind.

💰 Brace yourself for big savings:

➢ Use our currency converter

Become a master of currency conversion! With our in-app currency converter, you can check FX rates for your chosen currencies.

➢ Set up free rate alerts

Make informed decisions before remitting money. Set up notifications for your desired currency conversion rate.

➢ Earn rewards using our app

Our money sending app offers plenty of ways to earn loyalty points called InstaPoints. Earn points when you open an account, send money and refer a friend – and use the points to score discounts on your remittance.

🔒 Your money is safe with us

We operate under a program sponsored by Community Federal Savings Bank, to which Nium is a service provider. Whether you’re sending money online to friends and family or making international business payments, we’ve got everything covered so that the remittance process is simple, transparent, and most importantly – safe.

🏆 Bragging rights: some awards we’ve won

Our happy customers will tell you that Instarem is one of the best money transfer app. And though our customers’ satisfaction is the best award, we’ve been lauded with these too:

➢ Best Value International Money Transfer Provider Award (Mozo Experts Choice, Australia 2021 and 2020)
➢ Blockchain Innovator Award (Swell by Ripple, 2019, San Francisco)
➢ Excellence in Payments (Fintech Australia, 2018)
…and more.

🙌 Sign up in 3 simple steps:

1. Instarem app download - get the app for free.
2. Create an account using your Google, Facebook or email ID. You can also set up fingerprint or Face ID login.
3. Verify your details. All done!

📌 Let's connect

Download our money transfer app today and unlock a world of simple, low-cost personal and business payments.

If there’s anything you need, send us an enquiry or chat with us 24/7 via Help centre on our app or website: www.instarem.com

View our terms and policies here: www.instarem.com/terms-policies

Say hello to us on social media:

Facebook: www.facebook.com/GetInstarem/
Instagram: www.instagram.com/instarem/
LinkedIn: www.linkedin.com/company/instarem/
Twitter: www.twitter.com/getinstarem/
Updated on
Apr 4, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Messages and 2 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
8.54K reviews
A Google user
December 4, 2019
The app while easy to use is clunky and not fully reliable. Example: it will tell you it has sent you an OTP which is valid only for 30 secs but the OTP comes in 10 mins later. Also, had issues with remittance when funds sent didn't arrive until 10 days later and it took multiple phone calls to get it resolved. They do give a higher exchange rate than Xoom though.
32 people found this review helpful
Did you find this helpful?
Nium Pte Ltd.
December 9, 2019
Hi Devyaksh Kapur, We apologize for the experience you had using InstaReM. Please share your registered ID and contact details and we will look into this on priority.
A Google user
January 31, 2020
I've given many chances to instarem due to the high exchange rate although a system issue always comes up. When adding a funding account, a 'something went wrong' error always appeared. I figured to use the payee method to bypass this error which functioned well for the first three transactions although the next two I'm asked to provide a bank statement. I don't mind so much except their website only allows one document at a time when often it is also necessary to submit a screenshot too.
37 people found this review helpful
Did you find this helpful?
Nium Pte Ltd.
February 3, 2020
Dear Customer, We apologize for the experience you had using InstaReM. Please share your registered ID and contact details and we will look into this on priority. As you know InstaReM is a regulated service provider and every transaction is reviewed for smooth processing.
Kerwin Tan
April 22, 2024
Amending this review to make it more objective since the Instarem team has somewhat tried to reach out to me. Pros: - Linking credit card Cons: - Wallet system has no purpode besides for VISA card users. Wallet can't be used for transfers. And top up using paynow took an hour for me. - Bad spreads and FX rates (other apps have better rates) - 1% fee on domestic spends over $1,000 - App UI/UX is clunky compared to other apps. - App auto logs out and I always have to login everytime I open it
Did you find this helpful?
Nium Pte Ltd.
April 23, 2024
Dear Kerwin, We deeply apologize for the experience you had. We take customer feedback seriously.Our goal is to create the best possible product and opportunities for you to improve.We have reached out to you regarding an update to your inquiry on your registered email address.

What's new

Hey there, money movers! Update the app now to enjoy:
- Real-time transfers to more than 14 major e-wallets like GCash, PayMaya, etc., in the Philippines!
- We've squashed all those pesky bugs so that you can enjoy a simpler, smoother experience.