Money Box Live: Pension Freedoms One Year On

Paul Lewis and a panel of guests from the finance industry take your questions on the shake-up of retirement savings, first brought in last April.

If you have a question about pension freedoms and your options, or if you'd like to share your experience, you can email moneybox@bbc.co.uk.

Since April 2015, it's no longer been necessary to buy an annuity and people have had much greater freedom over how they can access their pension savings. Critics feared the new pension freedoms would tempt people to fritter away their retirement savings on fast cars. Were they right?

Paul Lewis will be reviewing how, and to what extent, people have been taking advantage of the new so-called 'freedom and choice' options. He'll be joined by:

Michelle Cracknell, chief executive of the Pensions Advisory Service.

Jamie Jenkins, head of pensions strategy at Standard Life.

Keith Churchouse, chartered financial planner and director of Chapters Financial.

Producer: Ruth Alexander.